THIS WANING PRESENCE OF BANK BRANCHES

The traditional retail bank branch is experiencing a sharp decline in its presence. Driven by the rise of online and mobile banking, consumers are increasingly relying to electronic channels for their financial needs. This shift has led to a drop in branch establishments, and many institutions are consolidating existing branches to optimize costs.

Free cash flow (FCF) is a crucial metric for investors and business leaders alike. It reflects the actual cash produced by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can suggest a healthy and sustainable business, capable of expanding. Understanding how to assess FCF and strategically mana